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Kunal Sawhney

Kunal Sawhney
Kunal Sawhney is the founder and CEO of Kalkine. An accomplished financial professional, he has extensive expertise in equity markets and adopts quantitative and qualitative stock selection practices.

Will budget 2022 make housing affordable?

Budget 2022 has the word “affordability” written loud and clear for virtually every aspect. Housing features in its Foreword and the government has expressly conceded that Canada “does not have enough homes.”

Are there options to offset higher mortgage payments?

Reports suggest people are flocking to mortgage agents to seek advice on how rate hikes would impact their home loan repayments. According to estimates, mortgage loans have a substantial share in the total household debt in Canada.

How unemployment, war and interest rates might impact housing

The housing market of Canada, which seemed to remain unscathed from the pandemic so far, may spring a surprise, if not immediately, then in the medium to long term.

People shut out of the housing market could create their own protest

Could soaring home prices trigger a “Freedom Convoy” type protest by disgruntled low-income households?

Housing market correction could be a blessing in disguise

Sanity is not a bad thing. Prices coming down to realistic and justified levels can only make the housing market more robust in the long term.

Is there a way to bring down house prices? Hint: Reddit

Things might change if a frustrated group of homebuyers decides to borrow a leaf from the book of stock investors that convene on Reddit.

What will Canada’s housing market look like in 2022?

Active, hyper-active or subdued; rally, correction or crash? How might Canada’s housing market look like in 2022?

It’s time to review Canada’s land transfer tax structure

Now that we are recovering from the pandemic shock that brought cities and factories to a screeching halt, it might be the opportune time to reflect on taxes, especially land transfer taxes.

Supply-side constraints first fueled frenzy, then slowdown

In its latest report on the housing market, the Royal Bank of Canada cited “tight supply” as the primary reason behind a dip in housing activity. In August, housing inventories in Toronto were down 51 per cent compared with August 2020.

Would a ban on blind bidding make homes more affordable?

Several pledges by the Liberals concern the housing market in Canada. Among other things, the party declared that a ban on blind bidding during real estate transactions would follow their return to Ottawa.