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Founded in 1991, the FCT group of companies is based in Oakville, Ontario, and has over 800 employees across the country. The group provides industry-leading title insurance, default solutions and other real estate-related products and services to approximately 1,250 lenders, 43,000 legal professionals and 5,000 recovery professionals, as well as real estate agents, mortgage brokers and builders, nationwide. The Great Place to Work ® Institute has named FCT one of Canada’s Top 50 Best Workplaces for two consecutive years (2015, 2016) and certified FCT as a Great Place to Work. FCT’s parent company First American Financial Corporation, was named by Fortune® magazine as one of the 100 Best Companies to work for in America in 2016. For more information on FCT, please visit the company website, www.fct.ca † The FCT group of companies includes FCT Insurance Company Ltd., which provides title and valuation insurance with the exception of commercial policies, which are provided jointly by FCT Insurance Company Ltd. and First American Title Insurance Company. Services by First Canadian Title Company Limited.

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The easy analysis runs like this: foreign buyers sidelined (mostly), the ‘hot money’ is looking elsewhere, and it’s all of a sudden a buyers’ market. Not so fast.